2020 has finally ended and we made it… although many of us have been hard hit financially by COVID-19 and the far-reaching impacts of it! It is still not too late to look back and plan for moving forward. I like to set ‘SMART’ goals that I can work towards
Financial Fridays Facing Fear Finding Freedom The Covid-10 Pandemic has affected everyone financially, to some degree. While there are some who made extra money, for most people there have been a significant increase in the cost of living, as well as drastic changes to incomes. A new year gives us
As 2020 wraps up (pun intended!), it is also a good time to look forward to tax season. This is going to be a different tax season for many people as they navigate the changes in their income and how that impacts their taxes. For those who applied for COVID-19
Credit and debt are financial tools. Like any tool, what matters is how, when, and why we use it. It is important to be conscious of our habits and behaviours when we consider using credit and taking on debt. This week we are going to talk about the role debt
Our finances are closely linked to our health, including our mental health. When we are confident about our financial situation and have enough to cover our basic needs with extra at the end of the month, we may be able to feel secure and plan for the future. The opposite
For many, planning for the holidays this year is proving to be a stressful experience. Worries related to the Covid-19 pandemic along with financial concerns and the inability to celebrate as we typically do, is creating anxiety for lots of individuals this Christmas season. Recently, a survey by Credit Canada
2020 has been a different kind of year from the usual… and this Christmas/Holiday Season will most likely be as well. Why not use this holiday season to create new expectations, traditions and memories. If you are finding things tough this year financially or simply want to cut back on
As we move towards the upcoming Holiday Season that will most likely be very different from previous ones, it is a good time to think about creating new traditions that are kinder to your bottom line. The holidays tend to be a time during which debts mount along with stress
Preparing a Will can be intimidating. It can also be empowering. By laying out your wishes in a formal document, you can better control what happens after you pass and allow your family to grieve knowing they can follow your decisions. If you have a low or modest income, we
Do you receive the Guaranteed Income Supplement, Allowance or Allowance for the Survivor Benefit? If so, Employment and Social Development Canada and Service Canada has an important reminder for you. During the week of October 5, 2020, Service Canada sent reminder letters and Statement of Income forms to clients in
