Credit is like a hammer; it can help build our dreams or it can leave us in ruins – it’s all in how we use it. What a wonderful feeling to have that envelope at the door shouting “Congratulations, you’ve been approved for a $10,000.00 loan!”. We all love to
2020 has finally ended and we made it… although many of us have been hard hit financially by COVID-19 and the far-reaching impacts of it! It is still not too late to look back and plan for moving forward. I like to set ‘SMART’ goals that I can work towards
2020 has been a different kind of year from the usual… and this Christmas/Holiday Season will most likely be as well. Why not use this holiday season to create new expectations, traditions and memories. If you are finding things tough this year financially or simply want to cut back on
During this uncertain time, our Financial Literacy Program Coordinator Caroline Araujo Abbotts reminds us not to wait to to look at our budget and finances. Newmarket Today recently published an article entitled, “Come fall, financial experts expect flood of people with unmanageable debt.” The article highlights that in April there
The Covid-19 pandemic has impacted us all but for those who were already struggling or have lost their job, these are very tough times indeed.In addition to our Utility Assistance Program which provides help for heating and electricity costs for low income households, there are other programs available as well.
Most of us face a financial crisis at some time in our lives. And where as many problems are relatively easy to solve, others may need professional assistance. The best way to start dealing with your financial problems is to admit to them, take responsibility and take control before they
Behind in your payments? Do you have debt collectors calling? It’s important to know your rights. Businesses hire collection agencies to collect money that is owed but there are clear rules they have to follow. Protecting Yourself: When a collection agency first contacts you, they must send you written
Have you lost control of our finances? Not sure how to beat that debt? Here are ten things that you can do to help improve your financial health. 1.) Keep track of spending and make a budget. 2.) Put needs before wants. Buy what you need first. Eliminate unnecessary
Behind in your utility bills? We have some important information for you. If you are behind on your heat, electricity or water bills, it is extremely important to deal with the issue or you may be faced with a disconnection by the provider. We offer the following recommendations
Financial Fridays – Debt Strategies Keeping a good credit rating in this age of Virtual Finances is crucial. And there are many ways to keep credit buoyant without having to use it all the time. But what happens when adversity hits? Survival is necessary and sometimes we need to make
