As we move towards the upcoming Holiday Season that will most likely be very different from previous ones, it is a good time to think about creating new traditions that are kinder to your bottom line. The holidays tend to be a time during which debts mount along with stress
Preparing a Will can be intimidating. It can also be empowering. By laying out your wishes in a formal document, you can better control what happens after you pass and allow your family to grieve knowing they can follow your decisions. If you have a low or modest income, we
Canada Emergency Response Benefit (CERB) – ends when you’ve received 28 weeks of benefits or on October 3, 2020, whichever comes first. For those who applied through the Canada Revenue Agency, the last four-week period for the CERB was August 30, 2020 through Septemer 26, 2020. However, you can still
As temperatures begin their descent downwards, Natural Gas rates are on the rise effective October 1st, 2020. Enbridge Gas has received approval from the Ontario Energy Board for changes in the rates customers pay for natural gas. A typical residential customer will see a bill increase of about $7 to
Going to college or university this fall? Attending post-secondary school can be a daunting experience when it comes to balancing expenses associated with school and living away from home. Add in a global pandemic and heading back to school can be even more stressful. The Financial Consumer Agency of Canada
Has debt got you down? If so, you’re not alone. Right now in Canada, the debt crisis is skyrocketing with Canadians owing nearly $2 trillion! Debt can cause a huge amount of stress that ultimately can affect one’s physical and mental health, relationships with family and friends, job performance and
We are very pleased to announce the return of our Financial Literacy Program and the hiring of Caroline Araujo Abbots as the Program Coordinator. The program is free and offers a variety of services including basic budgeting, income advice, referrals to programs that decrease living costs, some credit counselling and
The Covid-19 pandemic has been tough on the finances of many. If you are looking for budgeting ideas to help get you through these unprecedented times, we have a workshop just for you. On August 24th at 10 am, our Financial Literacy Program Coordinator Caroline Araujo Abbotts will be co-hosting
Are you receiving financial support from the Ontario Disability Support Program (ODSP)? Have you also received the Canada Emergency Response Benefit (CERB)? If so, CERB payments can affect your ODSP payment the month after any month in which you received the CERB. Income from CERB is treated similarly to how
