Are you receiving financial support from the Ontario Disability Support Program (ODSP)? Have you also received the Canada Emergency Response Benefit (CERB)? If so, CERB payments can affect your ODSP payment the month after any month in which you received the CERB. Income from CERB is treated similarly to how
If you are one of the many Canadians who received payments from the Canada Emergency Response Benefit (CERB), you may want to prepare for a harsh reality come tax time. Tax experts are warning that many could be in for a shock. Depending on your yearly income, there is a
During this uncertain time, our Financial Literacy Program Coordinator Caroline Araujo Abbotts reminds us not to wait to to look at our budget and finances. Newmarket Today recently published an article entitled, “Come fall, financial experts expect flood of people with unmanageable debt.” The article highlights that in April there
Most of us face a financial crisis at some time in our lives. And where as many problems are relatively easy to solve, others may need professional assistance. The best way to start dealing with your financial problems is to admit to them, take responsibility and take control before they
Financial Fridays: Christmas Shopping On a Budget Holiday gift shopping should be a fun experience, but for many, especially for those who are tight on funds, the whole experience can become extremely stressful. We have put together a list of ideas that can help you stay within your financial limits,
Have you lost control of our finances? Not sure how to beat that debt? Here are ten things that you can do to help improve your financial health. 1.) Keep track of spending and make a budget. 2.) Put needs before wants. Buy what you need first. Eliminate unnecessary
Financial Fridays – Debt Strategies Keeping a good credit rating in this age of Virtual Finances is crucial. And there are many ways to keep credit buoyant without having to use it all the time. But what happens when adversity hits? Survival is necessary and sometimes we need to make
Going to college or university this September? Attending post-secondary school can be a daunting experience when it comes to balancing expenses associated with school and living away from home. The Financial Consumer Agency of Canada has prepared some great budget information and advice for students. You can find this information
Credit is like a hammer; it can help build our dream or it can leave us in ruins – it’s all in how we use it. What a wonderful feeling to have that envelope at the door shouting “Congratulations, you’ve been approved for a $10,000.00 loan!”. We all love
Bill Paying Priorities – Which bills do I pay first? To pay or not to pay – that is the question. Well, maybe it’s not quite as easy as that but we do have some recommendations regarding bill paying priorities. If you are feeling the pinch financially, we recommend
