The birds are singing and the snow is drip-drip-dripping. Spring is coming. With new seasons also come new costs. When we look at budgeting, we mainly look at monthly expenses and ways to manage those expenses. But there are also seasonal expenses as well. Some may be switching from winter
Our finances are closely linked to our health, including our mental health. When we are confident about our financial situation and have enough to cover our basic needs with extra at the end of the month, we may be able to feel secure and plan for the future. The opposite
Holiday gift shopping should be a fun experience, but for many, especially for those who are tight on funds, the whole experience can become extremely stressful. With this in mind, we have put together a list of ideas that can help you stay within your financial limits, minimize the stress
As Christmas approaches, the flyers and advertisements and social media posts are everywhere! The pressure to spend is real… and the pressure is intense. This year, try using wish lists instead of putting things right into your cart… both while real-life shopping and shopping online. In real life, keep a
Where did you learn about money and finances? We learn about money and how to use it from our earliest age. There are messages about money all around us. From watching those closest to us and how they use money to commercials that are streamed into our minds through tv,
If you are a student going to post-secondary, Congratulations! This is such an exciting time for you. It is a time to grow and learn and explore… not just in the classroom. You can also take this opportunity to learn about and practice managing money. You can treat learning about
Our Financial Literacy Program relaunched in June 2020 and this week marked the 250th person accessing the program. 62% of those who accessed the program completed a budget with our Financial Literacy Program Coordinator. A budget is an important tool for understanding your current financial situation and making a plan
It’s that time of year when many anticipate the arrival of their tax return? Are you receiving funds this year? If so, why not pause and consider the best use of your money. After all, the funds you will be receiving are not part of your monthly income, so they
Speaking to your child about money, it’s value and basic budgeting is a great first start to a healthy relationship with money later in their life. We invite you to listen to this classic story, “Curious George Save His Pennies”, with a child in your life. This is a lovely
2020 has finally ended and we made it… although many of us have been hard hit financially by COVID-19 and the far-reaching impacts of it! It is still not too late to look back and plan for moving forward. I like to set ‘SMART’ goals that I can work towards
