As Christmas approaches, the flyers and advertisements and social media posts are everywhere! The pressure to spend is real… and the pressure is intense. This year, try using wish lists instead of putting things right into your cart… both while real-life shopping and shopping online. In real life, keep a
Tag Archives: budgeting
#FinancialFridays: Growing up and finances – what messages about money have you learned in your life?
Where did you learn about money and finances? We learn about money and how to use it from our earliest age. There are messages about money all around us. From watching those closest to us and how they use money to commercials that are streamed into our minds through tv,
If you are a student going to post-secondary, Congratulations! This is such an exciting time for you. It is a time to grow and learn and explore… not just in the classroom. You can also take this opportunity to learn about and practice managing money. You can treat learning about
Our Financial Literacy Program relaunched in June 2020 and this week marked the 250th person accessing the program. 62% of those who accessed the program completed a budget with our Financial Literacy Program Coordinator. A budget is an important tool for understanding your current financial situation and making a plan
It’s that time of year when many anticipate the arrival of their tax return? Are you receiving funds this year? If so, why not pause and consider the best use of your money. After all, the funds you will be receiving are not part of your monthly income, so they
#FinancialFridays: This classic tale helps to teach children about money, it’s value and basic budgeting.
Speaking to your child about money, it’s value and basic budgeting is a great first start to a healthy relationship with money later in their life. We invite you to listen to this classic story, “Curious George Save His Pennies”, with a child in your life. This is a lovely
2020 has finally ended and we made it… although many of us have been hard hit financially by COVID-19 and the far-reaching impacts of it! It is still not too late to look back and plan for moving forward. I like to set ‘SMART’ goals that I can work towards
Credit and debt are financial tools. Like any tool, what matters is how, when, and why we use it. It is important to be conscious of our habits and behaviours when we consider using credit and taking on debt. This week we are going to talk about the role debt
Our finances are closely linked to our health, including our mental health. When we are confident about our financial situation and have enough to cover our basic needs with extra at the end of the month, we may be able to feel secure and plan for the future. The opposite
Going to college or university this fall? Attending post-secondary school can be a daunting experience when it comes to balancing expenses associated with school and living away from home. Add in a global pandemic and heading back to school can be even more stressful. The Financial Consumer Agency of Canada