Managing money can be challenging, especially when you’re facing rising costs for groceries, housing, transportation, and other everyday expenses. The good news is that you don’t have to navigate it alone. There are free, trusted resources available across Ontario that can help you make informed financial decisions and access the supports you deserve.

Here are a few places to start:

1. 211 Ontario

Not sure where to turn? Start with 211. This free, confidential service connects people with local community and government programs, including financial assistance, food programs, housing supports, debt counselling, and more.

Visit 211Ontario.ca or simply dial 2-1-1 to speak with a Community Navigator 24 hours a day.

2. Financial Consumer Agency of Canada

The Financial Consumer Agency of Canada offers free tools and information to help you:

• Create a budget
• Manage debt
• Improve your credit knowledge
• Protect yourself from fraud
• Make informed financial decisions

Visit: canada.ca/financial-consumer-agency

3. GetSmarterAboutMoney.ca

Created by the Ontario Securities Commission, this website provides easy-to-understand financial education on topics such as:

• Budgeting
• Saving money
• Investing
• Retirement planning
• Managing debt

Visit: GetSmarterAboutMoney.ca

4. Canada Benefits Finder

Many people miss out on government benefits simply because they don’t know they’re eligible. The Canada Benefits Finder helps you discover federal and provincial programs that could provide financial support.

Visit: benefitsfinder.services.gc.ca

5. Free Community Tax Clinics

Filing your income tax return can unlock valuable benefits and credits, including the Canada Child Benefit, GST/HST Credit, Ontario Trillium Benefit, and the Canada Workers Benefit. Many communities offer free tax clinics for eligible individuals and families.

You can find a clinic through the Canada Revenue Agency or by contacting 211.

Remember…

Asking for financial help isn’t a sign of failure. Everyone’s situation is different, and reaching out for support is often the first step toward greater financial stability.

If you’re unsure what programs or services are available in Bruce and Grey counties, 211 can help connect you to the right resources. One call or click could open the door to the support you need.