Whether we have one or not, we know that a budget is a good tool for maintaining control over our money. We can do an amazing job in creating a plan and following that plan. But we should also have a plan for when life throws us a curve ball.

🔸Carry a flashlight and select a costume with bright colours and reflective material to increase visibility to drivers. ▪Use makeup instead of masks as masks can reduce your ability to see obstacles, vehicles, and other people. 🔸Avoid baggy, long, and oversized costumes that can be a tripping hazard. ▪Walk, don’t

Financial planning for those living on a low income can be very different than for those living on a higher income. This is the case when it comes to planning for retirement! There is a lot of wisdom in saving for your future, in particular retirement. While Registered Retirement Savings

We are offering some corrections and clarifications to the October 20th Friday’s Financial Friday post. Please read the details carefully. Bruce’s program is significantly different to Grey’s. Are you over 65 or under 65 and living with a disability? Do you own a house or property in Grey or Bruce

We are publishing this very important case study today, October 17th, as it is the International Day for the Eradication of Poverty. Please see below of this page for the PDF version of the study. On 22 December 1992, the General Assembly declared 17 October as the International Day for the

World Food Day (WFD) was founded by the United Nations’ (UN) Food and Agriculture Organization (FAO) in 1945 and has been observed annually, every October 16, since 1981. The event was established to increase awareness of world hunger and poverty and to inspire solutions for world change. If you are able to, please

What is the Climate Action Incentive Payment (CAIP)? This is a tax-free payment to help people and their families deal with the cost of federal pollution pricing. There is a basic amount and an additional amount for people living in small and rural communities. If you are eligible for this

👻🎃Halloween is quickly approaching 🎃👻 We’re partnering with the Owen Sound River District for their Trick-or-Treat Trail taking place on Saturday, October 28th. Ourselves along with other River District businesses will be handing out yummy treats for Halloween. You can find us in front of City Hall from 10 am

I often feel overwhelmed when I get large bills in the mail and my in-box. Bills that come every three months, instead of monthly, are particularly frustrating when I think about how I am going to pay the bill. One strategy is to treat larger bills as smaller bills more

You may think the government knows it’s your birthday, but you still need to do the paperwork! When you turn 65, you can receive two types of income from the Canadian Government. And, wow, is it confusing! Read on to learn more about government income options when you turn 65.